Finance & Insurance Information

(858) 675-9055

Carmel Mountain Dentistry - General and Cosmetic Dental Care 

Serving the San Diego North County communities of Rancho Bernardo, Carmel Mountain Ranch, Poway, Scripps Ranch, 4S Ranch, & Rancho Penasquitos, we are located where the 15 freeway meets the 56 freeway

In addition to making your dental experience comfortable, we also work very hard to make your financing comfortable as well. We offer several payment options, so you can choose what works best for you!!

 Contact Us Today or Request An Appointment!

Payment Options

For your convenience, Carmel Mountain Dentistry accepts cash, personal checks, money orders, debit cards, and major credit cards including, VISA, MasterCard, American Express, & Discover.  Payment is expected at the time services are performed. When more extensive dental care is necessary,  flexible financial arrangements can be made with our office.  We also offer various financing options, including 0% financing!



We are pleased to offer Care Credit, the nation's leading patient payment program.  To acquire dental financing from $300 to $10,000, upon request and approval, Care Credit offers a comprehensive range of plans with low minimum monthly payments that fit comfortably into every budget. 0% Financing options are available!!

Your smile is priceless!

Dental care includes procedures such as tooth repair, porcelain crowns or caps, root canal therapy, dental implants, veneers, bridges, and even fillings.

With Care Credit you can:

  • Start treatment and care immediately and pay over time
  • Pay for other medical expenses for you and your family without having to reapply
  • Pay for deductibles and treatment not covered by insurance
  • Have no annual fees
  • Receive a decision immediately

Contact our office to schedule treatment


As a service to our patients, Dr. Jared Bunker accept most dental insurance programs, including preferred provider plans, as well as indemnity (traditional) plans.  The front office staff of Carmel Mountain Dentistry will prepare all the necessary forms for your dental benefits, and in most cases, submit the claims for you. However, we remind you that your specific insurance policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

  • Aetna
  • Anthem/Blue Cross
  • Assurant
  • DHA
  • Cigna

  • Delta Dental
  • Guardian
  • MetLife Dental
  • United Concordia
  • Principal

Also we accept...

  • Dental Benefit Providers
  • First Dental Health PPO/EPO
  • Operating Engineers
  • UFCW Benefit Fund

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage they offer. Some insurance companies have agreements with us to accept their fee schedule instead of our usual and customary fee schedule (these plans are called Preferred Provider Organizations - PPO's).

Dr. Jared Bunker DMD
Carmel Mountain Dentistry
10175 Rancho Carmel Drive #126
San Diego, CA 92128
Phone: (858) 675-9055
Fax: (858) 675-9040

Healthy Smiles

What does your smile say about you? Let us help you radiate confidence with a healthy smile.